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Affiliate disclosure and privacy policy

Ditchin' Debt has financial relationships with some merchants referenced on this blog. Ditchin' Debt may be compensated if consumers utilize the links located throughout the content on this site and generate sales for the said merchant.

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Comments

Unemployment: The struggle is real

After five years at the same company, I was laid off. It came as a real shock, but I was getting the feeling something bad was going to happen. I was asked to come to a meeting room and two people from HR were there with a folder. They gave me information about cobra and asked if I had any questions. Obviously, I was still in shock so I said no. They asked for my badge and told me I had to leave and couldn't go back to my desk, which was filled with pop toys, my 8-month-old basil plant, and pictures of my daughter. Just like that, I didn't have a job or income. That happened on the 19th of February. A week has gone by and I'm getting into a rhythm of breakfast, games, applying for jobs, lunch, cleaning the house, repeat. But I'm really missing going to work. There's a saying, "you don't appreciate something until it's gone." and I feel that. Being laid off also threw a huge wrench in my "get out of debt" plan. The plan is being ...

Weekly report: Monetizing my blog + Social Media #5

This week we focused on staying on budget. I also applied and was accepted to an affiliate program which I'm very excited about! I'm looking up a lot of information on affiliate marketing and best practices. Some of the info I've learned is how to market the products on Pinterest. I plan on doing most of the affiliate marketing on there, and maybe sprinkle some cool products on twitter and the blog. Right now I am using ShareASale to find affiliate links to try and make money. My strategy is to find programs that will help people get out of debt. So far I am doing affiliate stuff for a Cashback website called DollarDig ( https://shareasale.com/r.cfm?b=569535&u=2292638&m=51865&urllink=&afftrack= ) and a discount jewelry store called Balla. (https://shareasale.com/r.cfm?b=785753&u=2292638&m=52317&urllink=&afftrack= ) For those of you interested, the way I can make money with these company's is if you click on the links and register ...

Weekly Report: Vacation plans while paying off debt #4

This week was crazy for us. We are officially refinanced (which took what feels like an eternity) and this is our first week paying more for a whole week of daycare because my father, who normally watches my daughter on Thursdays, had surgery and is out of commission for a month or so. We are a bit worried about money this week because we've been paying so much debt the past three weeks. I think we went a little too hard but we'll be ok! So this week we didn't pay anything off, but we did start our taxes! We're expecting a lot for our tax return which we're hoping will make a nice dent towards our last credit card and our Disney trip we have planned. I know you're not supposed to go on vacation while doing this whole get out of debt journey but let's be real. As much as I love listening to Dave Ramsey every morning, he would say not to go on vacation until all my debt is paid off. But, I'm not a super hardcore Ramsinite who follows EVERYTHING he ...

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