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Comments

Saving towards $1,000 in 2 months!

When we started the long journey to saving up $1,000 we were already about $250 shy of reaching $1,000. I like to think that most people have a good sense of saving at least SOMETHING in their savings. Even though we only had $250 to go until we met the amount, we couldn’t just drop that much from our checking to our savings because of our budget. We spend about $4000 a month on our debt, including our mortgage and we bring in about $4,200 (we found that out by doing our budget, we were very sad https://pixabay.com/photos/coins-currency-investment-insurance-1523383/ to see how close we were to not being able to afford anything) There was only one thing I could think of doing in order to get ourselves out of debt, and that was to do Overtime. If you are trying to get out of debt, overtime is your best friend. I’ve been working overtime an hour extra every weekday for the past few weeks and my check has increased a couple hundred dollars. The way my work does over time...

2019 Achievements & 2020 Goals

The new year is right around the corner, and I’m excited to see what the new year brings! So far this year I have: Reached 131 followers on twitter I was blown away at how many followers I gained in three months. The way I achieved this is by not using twitter just to post my content. I made twitter pals that I interact with, and also post about both my life and financial life. People don’t want to just see your blog posts, they want to interact with a human! Blogged at least once every week for three months It may not be the same day every week, but I did manage to post at least once a week (excluding holiday weeks) on my blog. I didn’t realize how much I have to plan in advance for posting blog posts. My goals for 2020: Reach 500 followers on twitter I am hoping to surpass this goal by June but I like to give myself goals that are reachable rather than goals that are a bit harder to reach. Once I start getting better at blogging I’ll make more difficult goals. But for now...

Is millionaire status in my future?

As I listen to Dave Ramsey talk on his podcast, I often wonder if I would ever consider trying to become a millionaire. I mean, it would be pretty sweet to be a millionaire, but I'm not sure if I have the right smarts to invest or do anything that he suggests to do with Roth IRA’s, real estate, or the stock market. I understand a little bit about what he's talking about, but I'd be so afraid to mess up with the stock market or choosing the wrong real estate property, that I don't think it would be worth it. I read a book called The 30-minute millionaire by Jeff Cox and Peter Tanous and that did clear up some stuff about the stock market that I was a bit confused about. There is so much chance in the stock market that I'd rather just put money into my 401k and have my company match that or set up a Roth-IRA. A Roth-IRA seems the less risky move because if I dumb it down for myself, it’s a fancy savings account that I can’t touch until I'm 60. Real...

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