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Helpful guide for Open Enrollment

It’s that time of year again, the time where people blindly choose what kind of health coverage they are going to have for the next year.

Most people stick with the same plan as the year before, but that may not be the best option for you. Here are some tips and tricks I’ve learned throughout my 5 years of working for health insurance.
Price Price is a big factor in what plan you are choosing. Your work will probably offer one or two plans to choose from. So if you have two plans one is going to be cheaper than the other (hopefully).

Option A: The lower-priced plan is most likely going to have a higher deductible you need to meet before your health insurance pays anything extra.

Option B: The higher-priced plan will most likely have a smaller deductible then the cheaper plan. This is where understanding your plan, and what kind of situation medically you’re in.
Understanding the plans My rule of thumb when choosing a plan is to think about next year.

Are you sick often? Are you tryi…
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